The Internet is an amazing tool. It has the power to change the way we live, and we're starting to see that potential today. With only a few mouse-clicks, you can follow the news, look up facts, buy goods and services, and communicate with others from around the world. It's important to FRUGALDEGREE.COM (a division of TEJATE LLC) to help our customers retain their privacy when they take advantage of all the Internet has to offer.
We believe your business is no one else's. Your privacy is important to you and to us. So we'll protect the information you share with us. To protect your privacy, FRUGALDEGREE.COM follows different principles in accordance with worldwide practices for customer privacy and data protection.
We will ask you when we need information that personally identifies you (personal information) or allows us to contact you. Generally, this information is requested when you create a Registration ID on the site or when you download free software, enter a contest, order email newsletters or join a limited-access premium site. We use your Personal Information for four primary purposes:
COLLECTION OF INFORMATION
i. Details of your visits to our website and the resources that you access, including, but not limited to, traffic data, location data, web logs and other communication data.
ii. Information that you provide by filling in forms on our website when you register for use, like, details of your name, email, gender, and birth date. In some cases we may ask for additional information for security reasons or to provide specific services to you. In case you are a student, we may ask for the college degree field of study, expected degree completion date etc. In case you are a Tutor, apart from name, email and optional contact info, we also ask for your academic and professional qualifications as a tutor.
iii. Once you register you may provide other information about yourself by connecting with, for example, your current city, hometown, family, relationships, networks, activities, interests, and places.
iv. Information provided to us when you communicate with us for any reason.
FRUGALDEGREE.COM may gather information about your general internet use by using cookies. Where used, these cookies are downloaded to your computer automatically. These cookies are stored on the hard disk of your computer, as cookies contain information that is transferred to your computer's hard drive.
FRUGALDEGREE.COM may also gather information such as IP address, internal session ID, user's domain, type of Internet browser, domain of Web site. Such information will not identify you personally: it is statistical data about our visitors and their use of our site. This statistical data does not identify any personal details whatsoever. It is used only to provide statistical information regarding the use of our website, to our advertisers.
All computers have the ability to decline cookies. This can be done by activating the setting on your browser which enables you to decline the cookies. Please note that should you choose to decline cookies, you may be unable to access particular areas of our website.
If you choose not to register or provide personal information, you can still use most of FRUGALDEGREE.COM. But you will not be able to access areas that require registration.
If you decide to register, you will be able to select the kinds of information you want to receive from us by subscribing to various services, like our electronic newsletters. If you do not want us to communicate with you about other offers regarding FRUGALDEGREE.COM products, programs, events, or services by email, postal mail, or telephone, you may select the option stating that you do not wish to receive marketing messages from FRUGALDEGREE.COM.
We will provide you with the means to ensure that your personal information is correct and current. You may review and update this information at any time at the Visitor Center. There, you can:
FRUGALDEGREE.COM has taken strong measures to protect the security of your personal information and to ensure that your choices for its intended use are honored. We take strong precautions to protect your data from loss, misuse, unauthorized access or disclosure, alteration, or destruction.
We guarantee your e-commerce transactions to be 100% safe and secure. When you place orders or access your personal account information, you're utilizing secure server software SSL, which encrypts your personal information before it's sent over the Internet. SSL is one of the safest encryption technologies available.
In addition, your transactions are guaranteed under the Fair Credit Billing Act. This Act states that your bank cannot hold you liable for more than $50.00 in fraudulent credit card charges. If your bank does hold you liable for $50.00 or less, we'll cover your liability provided the unauthorized, fraudulent use of your credit card resulted through no fault of your own and from purchases made from us over our secure server. In the event of unauthorized use of your credit card, you must notify your credit card provider in accordance with its reporting rules and procedures.
FRUGALDEGREE.COM strictly protects the security of your personal information and honors your choices for its intended use. We carefully protect your data from loss, misuse, unauthorized access or disclosure, alteration, or destruction.
The transmission of information via the internet is not completely secure and therefore FRUGALDEGREE.COM or TEJATE LLC cannot guarantee the security of data sent to us electronically and transmission of such data is therefore entirely at your own risk.
You also have a significant role in protecting your information. No one can see or edit your personal information without knowing your user name and password, so do not share these with others.
NOTICE TO PARENTS
The FRUGALDEGREE.COM site does not publish content that is targeted to children. We do not knowingly collect or use personal information from children under 13. Parents, we encourage you to talk to your children about safe and responsible use of their Personal Information while using the Internet. We are not responsible for the data collection and use practices of nonaffiliated third parties to which our websites may link.
ELECTRONIC PRODUCT REGISTRATION
When you buy and install a new product, we may ask you to register your purchase electronically. When you do, we merge your registration information with any information you've already left with us (we call that information your personal profile). If you haven't previously registered with us, we create a personal profile for you from your product registration information. If you ever want to review or update that information, you can visit the Profile Center, click on Update Profile, and edit any of the Personal Information in your profile. If you haven't already created a Registration ID, we will ask you to do so. This ensures that only you can access your information.
As mentioned above, every registered customer has a unique personal profile. Each profile is assigned a unique personal identification number, which helps us ensure that only you can access your profile.
When you register, we create your profile, assign a personal identification number, then send this personal identification number back to your hard drive in the form of a cookie, which is a very small bit of code. This code is uniquely yours. It is your passport to seamless travel across FRUGALDEGREE.COM, allowing you to download free software, order free newsletters, and visit premium sites without having to fill out registration forms with information you've already provided. Even if you switch computers, you won't have to re-register – just use your Registration ID to identify yourself.
WHAT WE DO WITH THE INFORMATION YOU SHARE
When you join us, you provide us with your contact information, including your name and email address. We use this information to send you updates about your order, questionnaires to measure your satisfaction with our service and announcements about new and exciting services that we offer. When you order from us, we ask for your credit card number and billing address. We use this information only to bill you for the product(s) you order at that time. For your convenience, we do save billing information in case you want to order from us again, but we don't use this information again without your permission.
The information that FRUGALDEGREE.COM collects and stores relating to you is also used to enable us to improve our website and the services provided to you. In addition, FRUGALDEGREE.COM may use the information for the following purposes: (a) to provide you with information requested from us, relating to our services. To provide information on other products which FRUGALDEGREE.COM feels may be of interest to you, where you have consented to receive such information; (b) to meet our contractual commitments to you; and (c) to notify you about any changes to our website, such as improvements or changes that may affect our service.
We occasionally hire other companies to provide limited services on our behalf, including packaging, mailing and delivering purchases, answering customer questions about products or services, sending postal mail and processing event registration. We will only provide those companies the information they need to deliver the service, and they are prohibited from using that information for any other purpose.
FRUGALDEGREE.COM will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on TEJATE LLC or the site; (b) protect and defend the rights or property of TEJATE LLC and its family of Websites, (c) act in urgent circumstances to protect the personal safety of users of FRUGALDEGREE.COM, its Websites, or the public, and (d) assist fraud protection and minimize credit risk. TEJATE LLC may also disclose your personal information to third parties where FRUGALDEGREE.COM sells any or all of its business and/or our assets to a third party.
If you do not want us to use your data you will have the opportunity to withhold your consent to this when you provide your details to us on the form on which FRUGALDEGREE.COM collects your data.
NOTIFICATION OF CHANGES
FRUGALDEGREE.COM does update/amend this Policy from time to time. We may notify you by posting a prominent announcement on our web pages. However, please do check this Policy regularly to ensure you are happy with the changes.